Not Sure If Caregivers Are W-2 or 1099?
Get Clear, Simple Answers for AFH Payroll.
Payroll rules for Adult Family Homes are confusing.
Many AFH owners are scared of doing it wrong — and that is normal.
​
I don’t run payroll for you,
but I DO explain the rules and guide you so you stay safe and compliant.
Common Payroll Problems for AFH Owners
Most AFH owners have questions about:
-
W-2 vs 1099 for caregivers
-
Live-in caregiver rules
-
Overtime rules
-
Workers’ Comp
-
Payroll taxes
-
IRS or state letters
-
How payroll affects taxes
These questions can feel overwhelming — but I help make them simple.


What I Do Help With
I guide you step-by-step so you understand the rules.
​
I help you with:
✔ Understanding W-2 vs 1099 rules for AFH
(So you don’t accidentally misclassify workers.)
​
✔ Explaining basic payroll tax requirements
(So you know what you’re responsible for.)
​
✔ Reviewing past mistakes and giving next-step guidance
(Not fixing payroll — but telling you what needs attention.)
​
✔ Telling you WHAT your CPA or payroll company needs to fix
(So you stop guessing and start moving.)
​
✔ Helping you understand IRS or state letters
(Explaining what happened and what to do.)
​
✔ Making sure caregiver pay is treated correctly on your tax return
(So you don’t pay more taxes than you should.)
WHAT I DO NOT DO
To keep your business safe and clean:
I do not process payroll or correct old payroll filings.
Instead, I:
-
Explain the rules
-
Review your situation
-
Tell you what needs to be fixed
-
Tell you who should fix it (usually a payroll company)
-
Ensure your taxes are filed correctly
This protects you and keeps your AFH compliant.


Why This Guidance Matters
-
Wrong payroll can lead to:
-
Large IRS penalties
-
Back payroll taxes
-
Worker misclassification issues
-
Problems during refinancing or selling
-
Incorrect AFH income reporting
-
Higher taxes
Understanding the rules protects your business, money, and license.
Frequently Asked Questions
Do you run payroll for me?
No. I only provide guidance and review, not payroll processing but I can help get you setup with a recommended payroll provider.
​
Can you tell me who should be W-2 or 1099?
Yes. I explain the rules and help you understand the correct worker type.
​
Can you help me understand a payroll letter from IRS or the state?
Yes. I explain what the letter means and what steps to take.
​
Can you help both WA and OR AFH owners?
Yes. I help with payroll questions for both states.
​
Do I need payroll solved before tax season?
No. We can still prepare your tax return and tell you what needs attention later.


