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Not Sure If Caregivers Are W-2 or 1099?
Get Clear, Simple Answers for AFH Payroll.

Payroll rules for Adult Family Homes are confusing.


Many AFH owners are scared of doing it wrong — and that is normal.

I don’t run payroll for you,
but I DO explain the rules and guide you so you stay safe and compliant.

Common Payroll Problems for AFH Owners

Most AFH owners have questions about:

  • W-2 vs 1099 for caregivers

  • Live-in caregiver rules

  • Overtime rules

  • Workers’ Comp

  • Payroll taxes

  • IRS or state letters

  • How payroll affects taxes

 

These questions can feel overwhelming — but I help make them simple.

Healthcare professional assisting patient
Financial Report

What I Do Help With

I guide you step-by-step so you understand the rules.

I help you with:

Understanding W-2 vs 1099 rules for AFH
(So you don’t accidentally misclassify workers.)

Explaining basic payroll tax requirements
(So you know what you’re responsible for.)

Reviewing past mistakes and giving next-step guidance
(Not fixing payroll — but telling you what needs attention.)

Telling you WHAT your CPA or payroll company needs to fix
(So you stop guessing and start moving.)

Helping you understand IRS or state letters
(Explaining what happened and what to do.)

Making sure caregiver pay is treated correctly on your tax return
(So you don’t pay more taxes than you should.)

WHAT I DO NOT DO

To keep your business safe and clean:
I do not process payroll or correct old payroll filings.

 

Instead, I:

  • Explain the rules

  • Review your situation

  • Tell you what needs to be fixed

  • Tell you who should fix it (usually a payroll company)

  • Ensure your taxes are filed correctly

 

This protects you and keeps your AFH compliant.

Nurse Helping a Patient
Revewing Graphs

Why This Guidance Matters

  • Wrong payroll can lead to:

  • Large IRS penalties

  • Back payroll taxes

  • Worker misclassification issues

  • Problems during refinancing or selling

  • Incorrect AFH income reporting

  • Higher taxes

 

Understanding the rules protects your business, money, and license.

Frequently Asked Questions

Do you run payroll for me?

No. I only provide guidance and review, not payroll processing but I can help get you setup with a recommended payroll provider.

Can you tell me who should be W-2 or 1099?

Yes. I explain the rules and help you understand the correct worker type.

Can you help me understand a payroll letter from IRS or the state?

Yes. I explain what the letter means and what steps to take.

Can you help both WA and OR AFH owners?

Yes. I help with payroll questions for both states.

Do I need payroll solved before tax season?

No. We can still prepare your tax return and tell you what needs attention later.

Caregiver holding elderly hands
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