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Not Sure If Caregivers Are W-2 or 1099?
Get Clear, Simple Answers for AFH Payroll.

Payroll rules for Adult Family Homes are confusing.


Many AFH owners are scared of doing it wrong — and that is normal.

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I don’t run payroll for you,
but I DO explain the rules and guide you so you stay safe and compliant.

Common Payroll Problems for AFH Owners

Most AFH owners have questions about:

  • W-2 vs 1099 for caregivers

  • Live-in caregiver rules

  • Overtime rules

  • Workers’ Comp

  • Payroll taxes

  • IRS or state letters

  • How payroll affects taxes

 

These questions can feel overwhelming — but I help make them simple.

Healthcare professional assisting patient
Financial Report

What I Do Help With

I guide you step-by-step so you understand the rules.

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I help you with:

✔ Understanding W-2 vs 1099 rules for AFH
(So you don’t accidentally misclassify workers.)

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✔ Explaining basic payroll tax requirements
(So you know what you’re responsible for.)

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✔ Reviewing past mistakes and giving next-step guidance
(Not fixing payroll — but telling you what needs attention.)

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✔ Telling you WHAT your CPA or payroll company needs to fix
(So you stop guessing and start moving.)

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✔ Helping you understand IRS or state letters
(Explaining what happened and what to do.)

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✔ Making sure caregiver pay is treated correctly on your tax return
(So you don’t pay more taxes than you should.)

WHAT I DO NOT DO

To keep your business safe and clean:
I do not process payroll or correct old payroll filings.

 

Instead, I:

  • Explain the rules

  • Review your situation

  • Tell you what needs to be fixed

  • Tell you who should fix it (usually a payroll company)

  • Ensure your taxes are filed correctly

 

This protects you and keeps your AFH compliant.

Nurse Helping a Patient
Revewing Graphs

Why This Guidance Matters

  • Wrong payroll can lead to:

  • Large IRS penalties

  • Back payroll taxes

  • Worker misclassification issues

  • Problems during refinancing or selling

  • Incorrect AFH income reporting

  • Higher taxes

 

Understanding the rules protects your business, money, and license.

Frequently Asked Questions

Do you run payroll for me?

No. I only provide guidance and review, not payroll processing but I can help get you setup with a recommended payroll provider.

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Can you tell me who should be W-2 or 1099?

Yes. I explain the rules and help you understand the correct worker type.

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Can you help me understand a payroll letter from IRS or the state?

Yes. I explain what the letter means and what steps to take.

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Can you help both WA and OR AFH owners?

Yes. I help with payroll questions for both states.

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Do I need payroll solved before tax season?

No. We can still prepare your tax return and tell you what needs attention later.

Caregiver holding elderly hands
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