Why Every AFH Owner Should Have a Financial Advisor

Because Tax Season Isn’t the Only Time You Need Support

Running an Adult Family Home (AFH) means you carry more responsibility than most business owners. You're not just managing a business — you're managing lives, compliance, staff, and often, your own property.

But here’s what most AFH owners don’t realize until it’s too late:

You don’t just need a tax preparer — you need a year-round financial advisor who understands your business.

And that difference could save you thousands of dollars, hours of stress, and mountains of confusion.

🧾 Tax Season Comes and Goes. Your Questions Don’t.

Recently, I spoke with an AFH owner who shared this:

“I couldn’t get a hold of my CPA during April — at the most critical time. They didn’t answer my calls. After filing, I had a few questions about planning for next year and never got a response. I don’t want to feel stranded again. I just want someone who understands my business and can be there for me all year, not just for tax season.”

This isn’t rare — it’s common. Too many AFH owners feel abandoned once their tax return is filed.

But your business doesn’t stop on April 15. Neither should your financial guidance.

What a Financial Advisor Does for AFH Owners

A financial advisor who understands the AFH industry doesn’t just plug numbers into tax software — they help you:

• Understand what’s actually going on in your business

• Track income and expenses the right way

• Plan for estimated taxes, retirement, and profit margins

• Decide when it’s time to restructure your business (LLC vs. S-Corp)

• Review your Medicaid waiver income to ensure it’s classified correctly

• Provide answers when you need help during the year — not just in March and April

What a Traditional Tax Preparer Won’t Do

Most CPAs or tax shops that file thousands of returns each year:

• Don’t return calls outside of tax season

• Won’t help you fix your bookkeeping

• Won’t provide strategic advice

• Don’t understand the complexity of the AFH business model

• Aren’t available to be your go-to person for one-off questions

And for a business like yours — where licensing, liability, property, and resident care are all connected — that’s not good enough.

What You Really Need Is a Trusted Financial Partner

Imagine having someone you can text or email when you:

• Want to hire another caregiver but aren’t sure if the numbers work

• Wonder if you should change your business structure

• Receive an IRS letter and don’t know what it means

• Need to apply for a business loan and need clean financials

• Want to plan ahead — instead of panicking at the last minute

That’s what a financial advisor does. Not just a tax return once a year — ongoing guidance and partnership.

Final Thought

As an AFH owner, your business isn’t “set it and forget it.” It changes with your residents, your staff, and your goals.

You need someone who knows your industry, who answers the phone, and who’s with you for the long haul — not just during tax season.

If you’re tired of feeling like just another tax file, let’s talk.

I support AFH owners year-round — with answers, advice, and strategy — so you can focus on care, not confusion.

💼 Work with an AFH Tax Expert Who Understands You

If you’re in Vancouver, WA, Clark County, or the Portland, OR area and you’re behind on tax filing — don’t panic. You don’t need to figure it out alone.

As a Certified Management Accountant (CMA) and IRS Enrolled Agent, I specialize in:

• Adult Foster Home (AFH) and Adult Care Business taxes

• Medicaid waiver income reporting (IRS Notice 2014-7)

• Bookkeeping cleanup and back-filing

• Ongoing CFO-level guidance for small care home owners

📞 Let’s get your AFH back on track — one step at a time.

👉 Schedule a confidential consultation at 564.888.1687 or christina@acuitytaxgroup.com

📍 Serving Vancouver, WA · Portland, OR · and surrounding areas